Category Archives: Crowdfunding

Are you ready to contribute to your first ICO?

A how-to guide on buying into token sales

ICO. Token Sale. Crowd Sale. Token Offering.

Whatever you call it, you’ve heard the buzz. You’ve seen the hype. You’ve tracked the incredible numbers, seen the crazy fluctuations. Now, YOU WANT IN.

Okay, we’ll tell you how—a detailed step-by-step sequence of buying tokens for money, with a few special tricks thrown in. But how about a quick test first? ICOs are the wild west and only the best-prepared stand the best chance. Think of these 5 questions as gateways; a state of readiness you need to achieve before you can ‘attain’ the knowledge and play the field.

  1. Do you know what an ICO is? Not kinda, sorta, but really know how it works. How about the blockchain or cryptocurrency? Or the difference between coins and tokens? Get familiar with how cryptocurrency works. Read up so you can get smart about picking projects that are using the blockchain to do something truly revolutionary, rather than just for its halo effect.
  2. Do you understand the risks that come with buying tokens in an ICO? When a project tied to an ICO fails, the value of its associated tokens can plummet, and you could lose all the money you’ve contributed. It’s a very real possibility; not all ICO-issued tokens will grow tenfold in value. As the adage goes: Never invest more than you’re prepared to lose.
  3. Do you know how to protect yourself from ICO scams? As the popularity of ICOs has risen, so have the scams. Since ICOs typically involve moving ether, phishing scams—duping people into sending coins to the wrong address—are aplenty. Be absolutely sure the sites, wallets, or accounts you use are the real ones and be on the look-out.
  4. Do you know the regulations that apply to you? Before you put any funds into an ICO, check the terms and conditions that apply for your nationality and place of residence. In China, ICOs are banned altogether and residents of some other countries (like the U.S.) may be banned from participating in some ICOs. You’ll likely hear that it’s possible to circumvent this, but this may be illegal and severely punishable by law.
  5. Have you cherry-picked the ICO you want to participate in? Picking the right ICO is probably the most important thing you will do in this entire process. Do your due diligence. Check out backgrounds of the team. Read the ICO white paper and understand its business model. Join their ICO community on telegram, discord, or reddit, but be wary that there will be lots of unreasonable shilling for the project. Use common sense.

So, did you answer ‘Yes’ to all the questions? Are you still here? Let’s go down the rabbit hole —

How to contribute to an ICO

STEP 1: Create your Ethereum wallet and purchase Ether

Already have Ether in your wallet? Head straight to Step 2.

Most ICOs are based on Ethereum, so you’ll need to setup a wallet that is compatible with ERC-20 tokens. This step is key, because you need your own wallet to participate in an ICO. A good one that’s easy to set up is MyEtherWallet(MEW). For a really secure setup, install MetaMask to work with MEW, to keep your private key safe and review transactions before signing.

The next step is buying ether (ETH) and for that you’ll need a cryptocurrency exchange like Coinbase, Kraken and many others. The thing to note is that exchanges offer different exchange rates and the spread can be quite big. So look at a few exchanges to compare rates and choose one that’s favorable to you.

Once you’ve registered, let’s say on Coinbase, you’ll need to send some funds into your account. Just follow instructions to transfer fiat money—Dollars, Euro or other currency—from your bank account or hook up your credit card (this might incur higher fees) and purchase some ETH. Make sure to do this at least a week in advance of the token sale you want to participate in, as it takes days to complete the verification process. There are fees for each BTC/ETH transaction—this is a part of the protocols— and the exchange might have fees of its own, too. Once you have your ETH, send it to your wallet because you can’t send ETH to an ICO from your Coinbase account. Now you’re ready to participate in your first ICO!

Step 2: Send ETH to the ICO

Now that you have ETH in your own wallet, the rest is simple. At its most basic, to participate in an ICO, you send some ETH to an address during a certain window of time, and after the ICO’s done, you get tokens in an amount proportionate to the amount of ETH you’ve sent. But don’t let your guard down. This part of the process is fraught with scams and bad actors. Triple-check the ICO address before sending anything. There will be phishers sending you fake addresses on email, Slack, Reddit, Twitter; there might even be fake ICO websites as ads on top of your Google search results.

Some ICOs will require you to register for the ICO beforehand through the project’s website, which will typically also have a counter indicating when the token sale starts and ends. Do not send your ETH before that time, or after the ICO ends.

Let’s now talk about gas costs. Gas is an extra fee you have to pay for an Ethereum transaction to go through. The amount of gas a transaction costs corresponds to the complexity of the transaction. When you send an Ethereum transaction, you set the gas limit which is the maximum amount of gas you’re willing to spend for the transaction. If you set the gas limit too low, your transaction will fail. It’s like having gasoline in your car; If you don’t put enough gas to get to your destination, you won’t make it (and because you’ve used up the gas you did put, you won’t get it back). The gas limit for a regular ether transaction is typically about 27k gas. That number goes higher for ICOs—40k gas for most ICOs run by New Alchemy and anywhere from 40k to 100k gas for other ICOs.

In addition to setting the gas limit, you will also set the gas price (measured in gwei, which is one billionth of an ether). The gas price specifies the amount of ether you’re willing to pay per unit of gas, and determines the priority of your transaction. Transactions with lower gas prices will take longer to process. If you specify a higher gas price, your transaction may be processed more quickly, but you’ll just end up paying more ether for each transaction. A gas price of 4 gwei is a pretty safe number when the blockchain is quiet. When the Blockchain is busy, like during an ICO or the recent Cryptokitties craze, the gas price can be upwards of 50 gwei. Setting the right gas price and gas limit is important. But don’t worry. Most wallet programs such as MEW will set these values appropriately for you. Some ICOs will also lay out instructions for specifying the gas limit and price on their website.

If you’re eyeing a high-profile ICO that you think will reach its hard cap (the maximum amount of ether an ICO will accept) very quickly, make sure you’re available at the exact time the ICO starts. Since there might be thousands of people sending ether at the same time, the Ethereum network could get congested and transactions could take a while to go through. Check the status of your transaction by appending your address to: “https://etherscan.io/address/"

Step 3: Get tokens to your address

You don’t actually have to do anything, other than wait, in this step. If your transaction is successful, you will receive your tokens into your wallet automatically, soon after the crowdsale ends. This could be immediate or it could take weeks, months or even longer. In that time, don’t freak out. Delays happen during busy ICOs and deadlines can move a bit. Check in with other contributors on social channels and, if it feels like there’s something wrong, contact the ICO team directly. Hopefully you’ve done your research and avoided scammy or unprofessionally run ICOs in the first place. Once you get the tokens, consider putting them in an offline hardware wallet such as Trezor and Ledger.

That’s it.

Hooray. You’ve successfully contributed to your first ICO!

Do you have questions about the process? Ask them below (under responses) and we’ll answer you promptly.

New Alchemy is a strategy and technology advisory group specializing in tokenization. One of only a handful of companies able to offer a full spectrum of guidance from tactical technical execution to high-level theoretical modeling, New Alchemy provides technology, token game theory, smart contracts, security audits, and ICO advisory to the most innovative startups worldwide. Get in touch with us at Hello@NewAlchemy.io

Are you ready to contribute to your first ICO?

A how-to guide on buying into token sales

ICO. Token Sale. Crowd Sale. Token Offering.

Whatever you call it, you’ve heard the buzz. You’ve seen the hype. You’ve tracked the incredible numbers, seen the crazy fluctuations. Now, YOU WANT IN.

Okay, we’ll tell you how—a detailed step-by-step sequence of buying tokens for money, with a few special tricks thrown in. But how about a quick test first? ICOs are the wild west and only the best-prepared stand the best chance. Think of these 5 questions as gateways; a state of readiness you need to achieve before you can ‘attain’ the knowledge and play the field.

  1. Do you know what an ICO is? Not kinda, sorta, but really know how it works. How about the blockchain or cryptocurrency? Or the difference between coins and tokens? Get familiar with how cryptocurrency works. Read up so you can get smart about picking projects that are using the blockchain to do something truly revolutionary, rather than just for its halo effect.
  2. Do you understand the risks that come with buying tokens in an ICO? When a project tied to an ICO fails, the value of its associated tokens can plummet, and you could lose all the money you’ve contributed. It’s a very real possibility; not all ICO-issued tokens will grow tenfold in value. As the adage goes: Never invest more than you’re prepared to lose.
  3. Do you know how to protect yourself from ICO scams? As the popularity of ICOs has risen, so have the scams. Since ICOs typically involve moving ether, phishing scams—duping people into sending coins to the wrong address—are aplenty. Be absolutely sure the sites, wallets, or accounts you use are the real ones and be on the look-out.
  4. Do you know the regulations that apply to you? Before you put any funds into an ICO, check the terms and conditions that apply for your nationality and place of residence. In China, ICOs are banned altogether and residents of some other countries (like the U.S.) may be banned from participating in some ICOs. You’ll likely hear that it’s possible to circumvent this, but this may be illegal and severely punishable by law.
  5. Have you cherry-picked the ICO you want to participate in? Picking the right ICO is probably the most important thing you will do in this entire process. Do your due diligence. Check out backgrounds of the team. Read the ICO white paper and understand its business model. Join their ICO community on telegram, discord, or reddit, but be wary that there will be lots of unreasonable shilling for the project. Use common sense.

So, did you answer ‘Yes’ to all the questions? Are you still here? Let’s go down the rabbit hole —

How to contribute to an ICO

STEP 1: Create your Ethereum wallet and purchase Ether

Already have Ether in your wallet? Head straight to Step 2.

Most ICOs are based on Ethereum, so you’ll need to setup a wallet that is compatible with ERC-20 tokens. This step is key, because you need your own wallet to participate in an ICO. A good one that’s easy to set up is MyEtherWallet(MEW). For a really secure setup, install MetaMask to work with MEW, to keep your private key safe and review transactions before signing.

The next step is buying ether (ETH) and for that you’ll need a cryptocurrency exchange like Coinbase, Kraken and many others. The thing to note is that exchanges offer different exchange rates and the spread can be quite big. So look at a few exchanges to compare rates and choose one that’s favorable to you.

Once you’ve registered, let’s say on Coinbase, you’ll need to send some funds into your account. Just follow instructions to transfer fiat money—Dollars, Euro or other currency—from your bank account or hook up your credit card (this might incur higher fees) and purchase some ETH. Make sure to do this at least a week in advance of the token sale you want to participate in, as it takes days to complete the verification process. There are fees for each BTC/ETH transaction—this is a part of the protocols— and the exchange might have fees of its own, too. Once you have your ETH, send it to your wallet because you can’t send ETH to an ICO from your Coinbase account. Now you’re ready to participate in your first ICO!

Step 2: Send ETH to the ICO

Now that you have ETH in your own wallet, the rest is simple. At its most basic, to participate in an ICO, you send some ETH to an address during a certain window of time, and after the ICO’s done, you get tokens in an amount proportionate to the amount of ETH you’ve sent. But don’t let your guard down. This part of the process is fraught with scams and bad actors. Triple-check the ICO address before sending anything. There will be phishers sending you fake addresses on email, Slack, Reddit, Twitter; there might even be fake ICO websites as ads on top of your Google search results.

Some ICOs will require you to register for the ICO beforehand through the project’s website, which will typically also have a counter indicating when the token sale starts and ends. Do not send your ETH before that time, or after the ICO ends.

Let’s now talk about gas costs. Gas is an extra fee you have to pay for an Ethereum transaction to go through. The amount of gas a transaction costs corresponds to the complexity of the transaction. When you send an Ethereum transaction, you set the gas limit which is the maximum amount of gas you’re willing to spend for the transaction. If you set the gas limit too low, your transaction will fail. It’s like having gasoline in your car; If you don’t put enough gas to get to your destination, you won’t make it (and because you’ve used up the gas you did put, you won’t get it back). The gas limit for a regular ether transaction is typically about 27k gas. That number goes higher for ICOs—40k gas for most ICOs run by New Alchemy and anywhere from 40k to 100k gas for other ICOs.

In addition to setting the gas limit, you will also set the gas price (measured in gwei, which is one billionth of an ether). The gas price specifies the amount of ether you’re willing to pay per unit of gas, and determines the priority of your transaction. Transactions with lower gas prices will take longer to process. If you specify a higher gas price, your transaction may be processed more quickly, but you’ll just end up paying more ether for each transaction. A gas price of 4 gwei is a pretty safe number when the blockchain is quiet. When the Blockchain is busy, like during an ICO or the recent Cryptokitties craze, the gas price can be upwards of 50 gwei. Setting the right gas price and gas limit is important. But don’t worry. Most wallet programs such as MEW will set these values appropriately for you. Some ICOs will also lay out instructions for specifying the gas limit and price on their website.

If you’re eyeing a high-profile ICO that you think will reach its hard cap (the maximum amount of ether an ICO will accept) very quickly, make sure you’re available at the exact time the ICO starts. Since there might be thousands of people sending ether at the same time, the Ethereum network could get congested and transactions could take a while to go through. Check the status of your transaction by appending your address to: “https://etherscan.io/address/"

Step 3: Get tokens to your address

You don’t actually have to do anything, other than wait, in this step. If your transaction is successful, you will receive your tokens into your wallet automatically, soon after the crowdsale ends. This could be immediate or it could take weeks, months or even longer. In that time, don’t freak out. Delays happen during busy ICOs and deadlines can move a bit. Check in with other contributors on social channels and, if it feels like there’s something wrong, contact the ICO team directly. Hopefully you’ve done your research and avoided scammy or unprofessionally run ICOs in the first place. Once you get the tokens, consider putting them in an offline hardware wallet such as Trezor and Ledger.

That’s it.

Hooray. You’ve successfully contributed to your first ICO!

Do you have questions about the process? Ask them below (under responses) and we’ll answer you promptly.

New Alchemy is a strategy and technology advisory group specializing in tokenization. One of only a handful of companies able to offer a full spectrum of guidance from tactical technical execution to high-level theoretical modeling, New Alchemy provides technology, token game theory, smart contracts, security audits, and ICO advisory to the most innovative startups worldwide. Get in touch with us at Hello@NewAlchemy.io

Are you ready to contribute to your first ICO?

A how-to guide on buying into token sales

ICO. Token Sale. Crowd Sale. Token Offering.

Whatever you call it, you’ve heard the buzz. You’ve seen the hype. You’ve tracked the incredible numbers, seen the crazy fluctuations. Now, YOU WANT IN.

Okay, we’ll tell you how—a detailed step-by-step sequence of buying tokens for money, with a few special tricks thrown in. But how about a quick test first? ICOs are the wild west and only the best-prepared stand the best chance. Think of these 5 questions as gateways; a state of readiness you need to achieve before you can ‘attain’ the knowledge and play the field.

  1. Do you know what an ICO is? Not kinda, sorta, but really know how it works. How about the blockchain or cryptocurrency? Or the difference between coins and tokens? Get familiar with how cryptocurrency works. Read up so you can get smart about picking projects that are using the blockchain to do something truly revolutionary, rather than just for its halo effect.
  2. Do you understand the risks that come with buying tokens in an ICO? When a project tied to an ICO fails, the value of its associated tokens can plummet, and you could lose all the money you’ve contributed. It’s a very real possibility; not all ICO-issued tokens will grow tenfold in value. As the adage goes: Never invest more than you’re prepared to lose.
  3. Do you know how to protect yourself from ICO scams? As the popularity of ICOs has risen, so have the scams. Since ICOs typically involve moving ether, phishing scams—duping people into sending coins to the wrong address—are aplenty. Be absolutely sure the sites, wallets, or accounts you use are the real ones and be on the look-out.
  4. Do you know the regulations that apply to you? Before you put any funds into an ICO, check the terms and conditions that apply for your nationality and place of residence. In China, ICOs are banned altogether and residents of some other countries (like the U.S.) may be banned from participating in some ICOs. You’ll likely hear that it’s possible to circumvent this, but this may be illegal and severely punishable by law.
  5. Have you cherry-picked the ICO you want to participate in? Picking the right ICO is probably the most important thing you will do in this entire process. Do your due diligence. Check out backgrounds of the team. Read the ICO white paper and understand its business model. Join their ICO community on telegram, discord, or reddit, but be wary that there will be lots of unreasonable shilling for the project. Use common sense.

So, did you answer ‘Yes’ to all the questions? Are you still here? Let’s go down the rabbit hole —

How to contribute to an ICO

STEP 1: Create your Ethereum wallet and purchase Ether

Already have Ether in your wallet? Head straight to Step 2.

Most ICOs are based on Ethereum, so you’ll need to setup a wallet that is compatible with ERC-20 tokens. This step is key, because you need your own wallet to participate in an ICO. A good one that’s easy to set up is MyEtherWallet(MEW). For a really secure setup, install MetaMask to work with MEW, to keep your private key safe and review transactions before signing.

The next step is buying ether (ETH) and for that you’ll need a cryptocurrency exchange like Coinbase, Kraken and many others. The thing to note is that exchanges offer different exchange rates and the spread can be quite big. So look at a few exchanges to compare rates and choose one that’s favorable to you.

Once you’ve registered, let’s say on Coinbase, you’ll need to send some funds into your account. Just follow instructions to transfer fiat money—Dollars, Euro or other currency—from your bank account or hook up your credit card (this might incur higher fees) and purchase some ETH. Make sure to do this at least a week in advance of the token sale you want to participate in, as it takes days to complete the verification process. There are fees for each BTC/ETH transaction—this is a part of the protocols— and the exchange might have fees of its own, too. Once you have your ETH, send it to your wallet because you can’t send ETH to an ICO from your Coinbase account. Now you’re ready to participate in your first ICO!

Step 2: Send ETH to the ICO

Now that you have ETH in your own wallet, the rest is simple. At its most basic, to participate in an ICO, you send some ETH to an address during a certain window of time, and after the ICO’s done, you get tokens in an amount proportionate to the amount of ETH you’ve sent. But don’t let your guard down. This part of the process is fraught with scams and bad actors. Triple-check the ICO address before sending anything. There will be phishers sending you fake addresses on email, Slack, Reddit, Twitter; there might even be fake ICO websites as ads on top of your Google search results.

Some ICOs will require you to register for the ICO beforehand through the project’s website, which will typically also have a counter indicating when the token sale starts and ends. Do not send your ETH before that time, or after the ICO ends.

Let’s now talk about gas costs. Gas is an extra fee you have to pay for an Ethereum transaction to go through. The amount of gas a transaction costs corresponds to the complexity of the transaction. When you send an Ethereum transaction, you set the gas limit which is the maximum amount of gas you’re willing to spend for the transaction. If you set the gas limit too low, your transaction will fail. It’s like having gasoline in your car; If you don’t put enough gas to get to your destination, you won’t make it (and because you’ve used up the gas you did put, you won’t get it back). The gas limit for a regular ether transaction is typically about 27k gas. That number goes higher for ICOs—40k gas for most ICOs run by New Alchemy and anywhere from 40k to 100k gas for other ICOs.

In addition to setting the gas limit, you will also set the gas price (measured in gwei, which is one billionth of an ether). The gas price specifies the amount of ether you’re willing to pay per unit of gas, and determines the priority of your transaction. Transactions with lower gas prices will take longer to process. If you specify a higher gas price, your transaction may be processed more quickly, but you’ll just end up paying more ether for each transaction. A gas price of 4 gwei is a pretty safe number when the blockchain is quiet. When the Blockchain is busy, like during an ICO or the recent Cryptokitties craze, the gas price can be upwards of 50 gwei. Setting the right gas price and gas limit is important. But don’t worry. Most wallet programs such as MEW will set these values appropriately for you. Some ICOs will also lay out instructions for specifying the gas limit and price on their website.

If you’re eyeing a high-profile ICO that you think will reach its hard cap (the maximum amount of ether an ICO will accept) very quickly, make sure you’re available at the exact time the ICO starts. Since there might be thousands of people sending ether at the same time, the Ethereum network could get congested and transactions could take a while to go through. Check the status of your transaction by appending your address to: “https://etherscan.io/address/"

Step 3: Get tokens to your address

You don’t actually have to do anything, other than wait, in this step. If your transaction is successful, you will receive your tokens into your wallet automatically, soon after the crowdsale ends. This could be immediate or it could take weeks, months or even longer. In that time, don’t freak out. Delays happen during busy ICOs and deadlines can move a bit. Check in with other contributors on social channels and, if it feels like there’s something wrong, contact the ICO team directly. Hopefully you’ve done your research and avoided scammy or unprofessionally run ICOs in the first place. Once you get the tokens, consider putting them in an offline hardware wallet such as Trezor and Ledger.

That’s it.

Hooray. You’ve successfully contributed to your first ICO!

Do you have questions about the process? Ask them below (under responses) and we’ll answer you promptly.

New Alchemy is a strategy and technology advisory group specializing in tokenization. One of only a handful of companies able to offer a full spectrum of guidance from tactical technical execution to high-level theoretical modeling, New Alchemy provides technology, token game theory, smart contracts, security audits, and ICO advisory to the most innovative startups worldwide. Get in touch with us at Hello@NewAlchemy.io

ICO Presale is LIVE!!!

ICO Presale is LIVE!!!

by Charles LeMaster | Oct 29, 2017

Don’t miss out on this opportunity to invest early on this ICO. Only 0.1 Ether to buy in, then score with bonuses as once the Presale is over, so is the chance of getting bonus tokens.. Visit : www.DroneDanceShow.com for more information, Time is running out…

The main crowdfunding event starts on Nov 1st, 2017, which is open to the public!!!

DSC TOKENS to be tradable on exchanges, starting in December 2017.

ICO Presale is LIVE!!!

ICO Presale is LIVE!!!

by Charles LeMaster | Oct 29, 2017

Don’t miss out on this opportunity to invest early on this ICO. Only 0.1 Ether to buy in, then score with bonuses as once the Presale is over, so is the chance of getting bonus tokens.. Visit : www.DroneDanceShow.com for more information, Time is running out…

The main crowdfunding event starts on Nov 1st, 2017, which is open to the public!!!

DSC TOKENS to be tradable on exchanges, starting in December 2017.

New date of the ICO

As you know, Solar DAO team is doing the best for a successful ICO. Thats why we need to change the date of starting core Crowdsale. Here’s why…

The world of cryptocurrencies and blockchains undergoes constant changes. ICO itself falls under many regulations and restrictions. Before the ICO we need to develop and create reliable and safe legal structure.

The Solar DAO could work only with appropriate legal structure. And we cannot move further without it. Current companies cannot meet current requirements.

So. To conduct a good ICO it is necessary to create a legal structure. This is a very serious and complex task. Nowadays only a few countries have decided on their position towards the cryptocurrencies, tokens and ICOs. Also positions of governments changes very often. Solar DAO is working hard to find the best way for its structure. It will helps both our participants and projects growth.

Why it is also important?

We all want Solar DAO tokens to be available on free market (exchanges). So we need a structure :)

We appreciate your feedback and mind all of your suggestions to make Solar DAO project long-term and trustworthy!

So that’s why:

The ICO launch date will take place between December 4th, 2017 and January 1st, 2018

Right now our attention is focused on:

  • development of the legal structure;
  • finalization of the Marketplace and involvement of additional product engineers and advisors;
  • staff expansion;
  • ad campaign testing and smart contract audit.

We look forward to your support and are always ready to answer your questions!

Blockchain para startups captarem recursos

Novas empresas no mercado têm um novo aliado para captação de recursos e registro de autenticidade e contratos. Trata-se do Lunes Plataforma, desenvolvida pela startup Nebulosa, com uso de tecnologia blockchain — pertencente à empresa.

Essa ferramenta tem o objetivo de funcionar como um cartório digital descentralizado e incentivar o investimento em novos negócios. Tudo isso por meio tokens para um modelo inovador de crowdfunding. Com ela, será possível criar contratos inteligentes e registrar documentos diversos.

Hoje em dia, muitos empreendedores e startups enfrentam dificuldades para conseguir capital e expandir seus negócios ou lançar um novo produto ou serviço. A burocracia do mercado costuma atrapalhar empresas que estão começando agora.

No caso de empresas de renome, a solução mais fácil para essa captação é a abertura de capital, atraindo acionistas. Mas a incerteza de retorno do investimento é uma barreira que o blockchain ajudou a quebrar.

Juntamente com o processo de filtro de projetos o Starting Point, o Lunes garante qualidade e maior segurança para os investidores. Além disso, é possível conseguir com os projetos recursos de toda parte do mundo.

Lucas Magno, CEO da Nebulosa, é um dos criadores do Lunes Plataforma, afirma que a ferramenta surgiu de uma necessidade da empresa. Eles perceberam a dificuldade das startups em conseguir recursos de investidores menores.

“Por isso, focamos na soma de vários investidores para conseguir seu capital de investimento por meio da ICO. A ideia é ser um berço de captação de recursos para startup e pequenas empresas por meio de criação de tokens”, argumenta Magno.

ICO e moedas criptográficas

As chamadas ICOs (do inglês Initial Coin Offering) são uma versão digital da IPO ou oferta pública inicial. Quando uma empresa decide disponibilizar ações pela primeira vez, dá-se esse nome de IPO.

Mas esse processo seria muito caro, burocrático e engessado, já que as empresas precisam contratar um banco de investimento para ajudar com os complexos processos. O Lunes, então, oferece a criação de tokens para campanhas de financiamento coletivo, o que flexibiliza as fontes de recursos de um projeto.

Ao contrário de outras existentes no mercado, a implantação do Lunes é simples e prática. E as taxas para criação dos tokens tendem a ser mais em conta do que outras formas de captação de recursos, como os juros bancários. As transações também têm mais agilidade e transparência.

“Faremos um processo de avaliação dos projetos que irão criar tokens para fazer crowd sale, e está avaliação será feita pela própria comunidade por meio do blockchain por meio do Starting Point, para garantir melhor qualidade dos projetos e despertar o maior interesse dos investidores. Este é nosso diferencial”, aponta o CEO.

Vale do Silício digital

O foco do Lunes está no mercado de mídia e entretenimento e fintech para desenvolvimento tecnológico de aplicativos de games, animações e inovações diversas.

Mas esse ramo não é o único beneficiado, como explica Magno. “Na questão da captação de investidores para startups, queremos gerar oportunidade para as empresas captarem recursos do mundo inteiro de forma eficiente e escalável”, aponta.

Smart Contract e blockchain

O Lunes também usa Smart Contract, ou contrato inteligente, conceito tecnológico intimamente muito ligado à tecnologia blockchain. Sua diferença para um contrato normal é que a programação é toda feita em uma rede pública, melhorando processos, negociações e barateando custos operacionais.

Dessa forma, o que for programado nesses contratos inteligentes é praticamente impossível de ser apagado ou desfeito. Isso torna a rede quase imutável. O diferencial do Lunes é que esses documentos são feitos de maneira personalizada, de acordo com as regras de cada negócio.

Registros de autenticidade

Já os registros de autenticidade, que costumam ser processos burocráticos, lentos, de valor elevado e centralizados em algum órgão, ficarão bem mais fáceis (e baratos) com o blockchain do Lunes.

É possível criar uma prova de autoria, para garantir a propriedade intelectual enquanto aguarda o processo de patentes. com a prova de autenticidade. Essa prova pode ser um arquivo de texto, imagem, vídeo ou som, como assinatura digital e registro de contratos de maneira rápida e simples.

O que é Lunes Plataforma?

Produzido pela Nebulosa, uma startup no mercado desde 2015, o Lunes é uma plataforma baseada em tecnologia blockchain e ICO. Seus principais serviços são o registro de autenticidade, criação de tokens, contrato inteligente e carteira híbrida.

Na plataforma, será ainda disponibilizado o mercado Lunes, que é tipo uma casa de câmbio virtual para que os criadores e investidores comercializem seus tokens para ICO. Assim, essa poderá ser uma base importante para negociação de moedas digitais, como o Bitcoin.

No momento, o Lunes Plataforma entrará em processo de ICO. Assim, investidores poderão comprar os tokens da empresa. Após o lançamento, os interessados em adquirir os Lunes, poderão utilizar os serviços da plataforma.

Inscreva seu e-mail e receba informações sobre o inicio da ICO: www.lunes.io



Blockchain para startups captarem recursos was originally published in Lunes platform on Medium, where people are continuing the conversation by highlighting and responding to this story.

Blockchain para startups captarem recursos

Novas empresas no mercado têm um novo aliado para captação de recursos e registro de autenticidade e contratos. Trata-se do Lunes Plataforma, desenvolvida pela startup Nebulosa, com uso de tecnologia blockchain — pertencente à empresa.

Essa ferramenta tem o objetivo de funcionar como um cartório digital descentralizado e incentivar o investimento em novos negócios. Tudo isso por meio tokens para um modelo inovador de crowdfunding. Com ela, será possível criar contratos inteligentes e registrar documentos diversos.

Hoje em dia, muitos empreendedores e startups enfrentam dificuldades para conseguir capital e expandir seus negócios ou lançar um novo produto ou serviço. A burocracia do mercado costuma atrapalhar empresas que estão começando agora.

No caso de empresas de renome, a solução mais fácil para essa captação é a abertura de capital, atraindo acionistas. Mas a incerteza de retorno do investimento é uma barreira que o blockchain ajudou a quebrar.

Juntamente com o processo de filtro de projetos o Starting Point, o Lunes garante qualidade e maior segurança para os investidores. Além disso, é possível conseguir com os projetos recursos de toda parte do mundo.

Lucas Magno, CEO da Nebulosa, é um dos criadores do Lunes Plataforma, afirma que a ferramenta surgiu de uma necessidade da empresa. Eles perceberam a dificuldade das startups em conseguir recursos de investidores menores.

“Por isso, focamos na soma de vários investidores para conseguir seu capital de investimento por meio da ICO. A ideia é ser um berço de captação de recursos para startup e pequenas empresas por meio de criação de tokens”, argumenta Magno.

ICO e moedas criptográficas

As chamadas ICOs (do inglês Initial Coin Offering) são uma versão digital da IPO ou oferta pública inicial. Quando uma empresa decide disponibilizar ações pela primeira vez, dá-se esse nome de IPO.

Mas esse processo seria muito caro, burocrático e engessado, já que as empresas precisam contratar um banco de investimento para ajudar com os complexos processos. O Lunes, então, oferece a criação de tokens para campanhas de financiamento coletivo, o que flexibiliza as fontes de recursos de um projeto.

Ao contrário de outras existentes no mercado, a implantação do Lunes é simples e prática. E as taxas para criação dos tokens tendem a ser mais em conta do que outras formas de captação de recursos, como os juros bancários. As transações também têm mais agilidade e transparência.

“Faremos um processo de avaliação dos projetos que irão criar tokens para fazer crowd sale, e está avaliação será feita pela própria comunidade por meio do blockchain por meio do Starting Point, para garantir melhor qualidade dos projetos e despertar o maior interesse dos investidores. Este é nosso diferencial”, aponta o CEO.

Vale do Silício digital

O foco do Lunes está no mercado de mídia e entretenimento e fintech para desenvolvimento tecnológico de aplicativos de games, animações e inovações diversas.

Mas esse ramo não é o único beneficiado, como explica Magno. “Na questão da captação de investidores para startups, queremos gerar oportunidade para as empresas captarem recursos do mundo inteiro de forma eficiente e escalável”, aponta.

Smart Contract e blockchain

O Lunes também usa Smart Contract, ou contrato inteligente, conceito tecnológico intimamente muito ligado à tecnologia blockchain. Sua diferença para um contrato normal é que a programação é toda feita em uma rede pública, melhorando processos, negociações e barateando custos operacionais.

Dessa forma, o que for programado nesses contratos inteligentes é praticamente impossível de ser apagado ou desfeito. Isso torna a rede quase imutável. O diferencial do Lunes é que esses documentos são feitos de maneira personalizada, de acordo com as regras de cada negócio.

Registros de autenticidade

Já os registros de autenticidade, que costumam ser processos burocráticos, lentos, de valor elevado e centralizados em algum órgão, ficarão bem mais fáceis (e baratos) com o blockchain do Lunes.

É possível criar uma prova de autoria, para garantir a propriedade intelectual enquanto aguarda o processo de patentes. com a prova de autenticidade. Essa prova pode ser um arquivo de texto, imagem, vídeo ou som, como assinatura digital e registro de contratos de maneira rápida e simples.

O que é Lunes Plataforma?

Produzido pela Nebulosa, uma startup no mercado desde 2015, o Lunes é uma plataforma baseada em tecnologia blockchain e ICO. Seus principais serviços são o registro de autenticidade, criação de tokens, contrato inteligente e carteira híbrida.

Na plataforma, será ainda disponibilizado o mercado Lunes, que é tipo uma casa de câmbio virtual para que os criadores e investidores comercializem seus tokens para ICO. Assim, essa poderá ser uma base importante para negociação de moedas digitais, como o Bitcoin.

No momento, o Lunes Plataforma entrará em processo de ICO. Assim, investidores poderão comprar os tokens da empresa. Após o lançamento, os interessados em adquirir os Lunes, poderão utilizar os serviços da plataforma.

Inscreva seu e-mail e receba informações sobre o inicio da ICO: www.lunes.io



Blockchain para startups captarem recursos was originally published in Lunes platform on Medium, where people are continuing the conversation by highlighting and responding to this story.

HyperQuant Alpha Version Release

http://alpha.hyperquant.net

Over the last months HyperQuant team dived deep into development and today we are proud to introduce a brand new alpha version of our investment platform!

This version includes an automated user’s investment portfolio manager. At the moment it supports parallel operation on 5 major crypto exchanges and with 5 most popular tokens. We have successfully redesigned a main workplace and launched a trading robot selection. There are 5 new strategies with the biggest profitability and they are being traded online right now!


HyperQuant User’s Investment Portfolio Manager with 5 Trading Robots

In the next release we are going to add a short questionnaire to identify user’s investment preferences. After you fill it, HyperQuant system will create an investment plan based on ethereum smart contract. We also plan to add a Japanese exchange and a totally new type of trading strategies — multistrategies that support two and more coins for parallel trading. Moreover, HyperQuant will add some new tokens and altcoins into the system!

HyperQuant launched a pre-sale round for angel investors and VCs. Come join it on the official website or reserve a private presentation at info@hyperquant.net!

Telegram | Slack | KakaoTalkFacebook

TRON RACES TO THE TOP

For weeks prior to the TRON ICO, which commenced on the 22 of August 2017, interest in the Tronix (TRX) token grew to the point that everyone could foresee the success of the ICO and the positive, future movement on the exchanges.

TRON is a blockchain based and open-source platform for the digital entertainment industry with its own official token Tronix (TRX). TRX has additional values of information storage and identification, with records about user acquisition and TRX spending stored in the blockchain.

The Peiwo App, TRON’s partner application, officially announced its schedule for implementing TRONs official token, TRX, during 2018.

Peiwo is the largest user generated content community in China, with over 10 million registered users and more than a million monthly active users, mainly in their early 20s. Peiwo matches and connects users by analyzing 10-second voice samples and interests with a number of channels where users can make like-minded friends via online games and live streaming.

The Expected Schedule for Peiwo App compatible with TRX:

Justin Sun, the founder of TRON and the Peiwo App, said, “The Peiwo App is getting ready to implement the TRX token, allowing the Peiwo community to access an entire world of games and entertainment, as well as a host of other benefits.

TRON will enhance digital entertainment platforms around the world, starting with the Peiwo App. Through this implementation, we will showcase how TRON will add fresh, live content to Peiwo’s platform making it attractive for users, developers and entertainment companies.”

TRON is a decentralized ecosystem that aims to construct a free content entertainment platform, complete with distributed storage technology. The protocol allows each user to freely publish, store and own their own data. The TRON blockchain allows developers to create their own systems, gaining access to a secure, high-speed, platform with unlimited data storage, significantly lowering development and data storage costs.

TRON was founded by Justin Sun, the former Chief Representative of Ripple in China. According to coinmarketcap.com, the authoritative virtual currency information website, the total market value of TRON official tokens (TRX) has ranked in the Top 50 with a value of more than $160 million.

For more information on TRON’s social media: Facebook / SlackTwitter

TRON RACES TO THE TOP

For weeks prior to the TRON ICO, which commenced on the 22 of August 2017, interest in the Tronix (TRX) token grew to the point that everyone could foresee the success of the ICO and the positive, future movement on the exchanges.

TRON is a blockchain based and open-source platform for the digital entertainment industry with its own official token Tronix (TRX). TRX has additional values of information storage and identification, with records about user acquisition and TRX spending stored in the blockchain.

The Peiwo App, TRON’s partner application, officially announced its schedule for implementing TRONs official token, TRX, during 2018.

Peiwo is the largest user generated content community in China, with over 10 million registered users and more than a million monthly active users, mainly in their early 20s. Peiwo matches and connects users by analyzing 10-second voice samples and interests with a number of channels where users can make like-minded friends via online games and live streaming.

The Expected Schedule for Peiwo App compatible with TRX:

Justin Sun, the founder of TRON and the Peiwo App, said, “The Peiwo App is getting ready to implement the TRX token, allowing the Peiwo community to access an entire world of games and entertainment, as well as a host of other benefits.

TRON will enhance digital entertainment platforms around the world, starting with the Peiwo App. Through this implementation, we will showcase how TRON will add fresh, live content to Peiwo’s platform making it attractive for users, developers and entertainment companies.”

TRON is a decentralized ecosystem that aims to construct a free content entertainment platform, complete with distributed storage technology. The protocol allows each user to freely publish, store and own their own data. The TRON blockchain allows developers to create their own systems, gaining access to a secure, high-speed, platform with unlimited data storage, significantly lowering development and data storage costs.

TRON was founded by Justin Sun, the former Chief Representative of Ripple in China. According to coinmarketcap.com, the authoritative virtual currency information website, the total market value of TRON official tokens (TRX) has ranked in the Top 50 with a value of more than $160 million.

For more information on TRON’s social media: Facebook / SlackTwitter

Token Generation Event for Crowdfunding Platform: DD

Summary of Token Generation Event (TGE) for Digital Disintermediation:

  • Event constitutes a sale of DDTokens based on ethereum blockchain
  • Pre-TGE on Oct. 24 to raise $3.3M; TGE on Nov. 7 to generate $6.7M
  • Fixed supply of 100 million DDTokens during Pre-TGE and TGE phase
  • Exchange rates fixed at 1 DDToken=0.00051 ETH pre-TGE;
    strengthening to 1 DDToken=0.0002 ETH for the TGE
  • Listing of DDTokens on a major exchange seen by Feb. 5, 2018
  • Event to finance building a radically new platform for crowdfunding
  • Full details in White Paper

The Seller

Digital Disintermediation (DD) Pte Ltd. is a Special Purpose Acquisition Vehicle (SPAC) domiciled in Singapore. It was created to launch and operate an independent, digital crowdfunding platform that helps both nascent and mature, mid-size businesses raise financing in digital currency.

The platform, known as the DDEcosystem, will combine the transparency, resilience and distributive element of blockchain with professional risk management tools to help investors approach new opportunities in an informed manner.

Among these tools will be an assessment of projects and companies seeking funding via our platform by certified Chartered Financial Analysts (CFA), who will offer their opinions on an independent basis. Moreover, both DD and CFA holders will be incentivized to put only the best business cases in front of investors. (See an explanation for that below.)

DDEcosystem will support three kinds of fundraising campaigns: a Token Generation Event (TGE), crowd investing, and crowdfunding. No other platform has access to the same network of investment professionals while offering a wide variety of options on a nimble platform.

Incidentally, Singapore, where DD is based, has the highest number of CFA holders per capita of any financial center in the world.

The Vision

Crowdfunding is a great way to democratize the world of private equity. But, there are several risks around most crowdfunding platforms :

  • Traceability and investor protection is often missing or inefficient, thus occasionally leading to fraud
  • Large proportion of money raised is spent on fees to intermediaries and payment processing
  • Project founders often take a chunk of the financing as own payment, further limiting the resources left to invest in the business itself
  • Typically, crowdfunding campaigns are in English

We are addressing the issues above in our DDEcosystem platform. The use of blockchain, and the creation of DDTokens tied to the platform, will allow for transparency and traceability of financing, while cutting the cost of payment processing and lowering intermediary fees.

What’s more, from the start our platform will have a Mandarin language version to connect the rich startup opportunities in China with investors all over the world.

Our inclusion of the CFA community will provide a significant screening of projects submitted to the DDEcosystem, which in time should generate a cumulative effect of making the platform a trusted source for both investors and companies.

Here is a flavor of some of the projects we expect to see on the platform:

The goal is to have DDEcosystem unite the creators and backers of TGE and crowdfunding campaigns to form an engaged and well-informed community. The platform will be the premier go-to place for automated and independent TGEs and crowdfunding campaigns built on Ethereum and funded by cryptocurrencies.

Success will engender success. The currency of the platform will be the DDToken, which will be generated automatically through smart contracts when people support campaigns on the platform. Therefore, DDTokens will never be “minted without collateralization,” unlike fiat currencies, and will always be backed by other currencies, as well as by campaigns successfully completed on the platform.

The Event

The event will be based on the DDToken, a ETH-based token on the ERC-20 standard. It is a cryptocurrency earned by backers who support pre-TGE, TGE, or crowdfunding campaigns on the DD platform.

As an exercise of realizing our vision for the DDEcosystem we plan to conduct a pre-TGE of DDTokens and a TGE as follows:

  • pre-TGE: on Oct. 24, 2017 to a token equivalent of USD 3.3M (exchange rate 1 DDToken=0.00051 ETH)*
  • TGE: on Nov. 7, 2017 to a token equivalent of USD 6.7M (exchange rate 1 DDToken=0.0002 ETH)

*For the pre-TGE, buyers will be subject to a 6-month lock-up period.

Campaign goal is to raise funds for the development of the project: phase I, phase II, marketing and team. The initial issue of DDTokens is limited to 100 million units during the pre-TGE and TGE campaigns for the token equivalent of circa USD 10 million.

The DDToken = Ether starting rate for expansion after the release of the platform will be fixed at the level of 1 DDToken=0.00031 ETH, which is the weighted average exchange rate of the combined pre-TGE and TGE actions. This exchange rate forms the value of the token in the view of the backers participating in the campaign.

Below is a chart projecting a case for potential value accretion of DDTokens.


Source: Promotional Material by DD and affiliate Lincoln Liquidity Pte. Ltd

When DDTokens reach a certain market value, DD will cease their expansion and start accepting them for payment for campaigns. Backers who have DDTokens on their accounts will be able to exchange them for products and/or services of campaigns listed on the platform, while also financially supporting those projects. This will be an inflection point in the development of the DDEcosystem, because it will increase the liquidity and value of the DDTokens, as well as demand for them.

When we reach a critical mass of campaigns on the DDEcosystem, an economic exchange will open on the platform for active and completed projects.

Future DD Earnings

All investment is done in the belief that you will make a return from a well-run business. This is how DD plans to generate its earnings.

As well as being selective in the investment opportunities that it lists, the DDEcosystem will utilize its access to CFA holders to build a virtuous circle of good investment returns along the principles of Metcalfe’s Law. This will not only generate goodwill and trust from investors and companies wishing to use the platform, but generate income for the platform as follows:

  • The platform will take a 3% commission from crowdfunding campaigns from all received ETH. The commission is transferred to the DD account after a successful completion of the fundraising. In exchange for the fees, DD will provide the raising entity with DDTokens.
  • If it is a pre-TGE, TGE or a crowd-investing campaign, in addition to a 3% commission, DD will also take another 3% of the company’s tokens.

As a result, DD will become a holder of a basket with possibly hundreds to thousands of different cryptocurrencies. By taking in tokens of new issuers, DD will become a minority holder and vested in each of the companies using its platform, and upon a successful raising of funds it will receive “crypto-income” from such companies.

The portfolio of the platform will be managed by investment professionals. Only reliable and prospective tokens with a high potential for value accretion will succeed in their financing and thus be added to the DDEcosystem, all of which will increase the capitalization of DDTokens.

To make sure that there is an alignment of the interests of all parties — including those of analysts utilized by the platform and those of the investors— CFA charter holders shall be compensated in DDTokens for their role in the vetting and portfolio management process. This will be capped at an equivalent of USD 10,000 per month. However, CFAs will retain an upside exposure via up to a 1% commission interest (with a 3-year lock up) in the opportunities they vet, in addition to DDTokens.

Example of a Project DDEcosystem May List

Among projects being screened for listing on the platform are renewable energy assets in Southeast Asia.

The process of listing would utilize the flexibility of DD’s corporate structure, namely that of a Special Purpose Acquisition Company (SPAC), version 2.0. In practice, this allows the platform to offer listings to, say, a large hydropower plant in manageable stages. Each quarter could see the token equivalent of at least 5.0 MWs or USD 7.5 m in hydropower plant assets added to the platform to raise a substantial USD 90M over 3 years.

We believe this significantly decreases the risk profile for listing large assets and does not tie up investor cash in one project for long periods of time.

We already have a number of companies that will be launched right after the platform release in January / February 2018. This includes companies that are already operating and generating cashflow.

Disclaimer

Token Generation Event for Crowdfunding Platform: DD

Summary of Token Generation Event (TGE) for Digital Disintermediation:

  • Event constitutes a sale of DDTokens based on ethereum blockchain
  • Pre-TGE on Oct. 24 to raise $3.3M; TGE on Nov. 7 to generate $6.7M
  • Fixed supply of 100 million DDTokens during Pre-TGE and TGE phase
  • Exchange rates fixed at 1 DDToken=0.00051 ETH pre-TGE;
    strengthening to 1 DDToken=0.0002 ETH for the TGE
  • Listing of DDTokens on a major exchange seen by Feb. 5, 2018
  • Event to finance building a radically new platform for crowdfunding
  • Full details in White Paper

The Seller

Digital Disintermediation (DD) Pte Ltd. is a Special Purpose Acquisition Vehicle (SPAC) domiciled in Singapore. It was created to launch and operate an independent, digital crowdfunding platform that helps both nascent and mature, mid-size businesses raise financing in digital currency.

The platform, known as the DDEcosystem, will combine the transparency, resilience and distributive element of blockchain with professional risk management tools to help investors approach new opportunities in an informed manner.

Among these tools will be an assessment of projects and companies seeking funding via our platform by certified Chartered Financial Analysts (CFA), who will offer their opinions on an independent basis. Moreover, both DD and CFA holders will be incentivized to put only the best business cases in front of investors. (See an explanation for that below.)

DDEcosystem will support three kinds of fundraising campaigns: a Token Generation Event (TGE), crowd investing, and crowdfunding. No other platform has access to the same network of investment professionals while offering a wide variety of options on a nimble platform.

Incidentally, Singapore, where DD is based, has the highest number of CFA holders per capita of any financial center in the world.

The Vision

Crowdfunding is a great way to democratize the world of private equity. But, there are several risks around most crowdfunding platforms :

  • Traceability and investor protection is often missing or inefficient, thus occasionally leading to fraud
  • Large proportion of money raised is spent on fees to intermediaries and payment processing
  • Project founders often take a chunk of the financing as own payment, further limiting the resources left to invest in the business itself
  • Typically, crowdfunding campaigns are in English

We are addressing the issues above in our DDEcosystem platform. The use of blockchain, and the creation of DDTokens tied to the platform, will allow for transparency and traceability of financing, while cutting the cost of payment processing and lowering intermediary fees.

What’s more, from the start our platform will have a Mandarin language version to connect the rich startup opportunities in China with investors all over the world.

Our inclusion of the CFA community will provide a significant screening of projects submitted to the DDEcosystem, which in time should generate a cumulative effect of making the platform a trusted source for both investors and companies.

Here is a flavor of some of the projects we expect to see on the platform:

The goal is to have DDEcosystem unite the creators and backers of TGE and crowdfunding campaigns to form an engaged and well-informed community. The platform will be the premier go-to place for automated and independent TGEs and crowdfunding campaigns built on Ethereum and funded by cryptocurrencies.

Success will engender success. The currency of the platform will be the DDToken, which will be generated automatically through smart contracts when people support campaigns on the platform. Therefore, DDTokens will never be “minted without collateralization,” unlike fiat currencies, and will always be backed by other currencies, as well as by campaigns successfully completed on the platform.

The Event

The event will be based on the DDToken, a ETH-based token on the ERC-20 standard. It is a cryptocurrency earned by backers who support pre-TGE, TGE, or crowdfunding campaigns on the DD platform.

As an exercise of realizing our vision for the DDEcosystem we plan to conduct a pre-TGE of DDTokens and a TGE as follows:

  • pre-TGE: on Oct. 24, 2017 to a token equivalent of USD 3.3M (exchange rate 1 DDToken=0.00051 ETH)*
  • TGE: on Nov. 7, 2017 to a token equivalent of USD 6.7M (exchange rate 1 DDToken=0.0002 ETH)

*For the pre-TGE, buyers will be subject to a 6-month lock-up period.

Campaign goal is to raise funds for the development of the project: phase I, phase II, marketing and team. The initial issue of DDTokens is limited to 100 million units during the pre-TGE and TGE campaigns for the token equivalent of circa USD 10 million.

The DDToken = Ether starting rate for expansion after the release of the platform will be fixed at the level of 1 DDToken=0.00031 ETH, which is the weighted average exchange rate of the combined pre-TGE and TGE actions. This exchange rate forms the value of the token in the view of the backers participating in the campaign.

Below is a chart projecting a case for potential value accretion of DDTokens.


Source: Promotional Material by DD and affiliate Lincoln Liquidity Pte. Ltd

When DDTokens reach a certain market value, DD will cease their expansion and start accepting them for payment for campaigns. Backers who have DDTokens on their accounts will be able to exchange them for products and/or services of campaigns listed on the platform, while also financially supporting those projects. This will be an inflection point in the development of the DDEcosystem, because it will increase the liquidity and value of the DDTokens, as well as demand for them.

When we reach a critical mass of campaigns on the DDEcosystem, an economic exchange will open on the platform for active and completed projects.

Future DD Earnings

All investment is done in the belief that you will make a return from a well-run business. This is how DD plans to generate its earnings.

As well as being selective in the investment opportunities that it lists, the DDEcosystem will utilize its access to CFA holders to build a virtuous circle of good investment returns along the principles of Metcalfe’s Law. This will not only generate goodwill and trust from investors and companies wishing to use the platform, but generate income for the platform as follows:

  • The platform will take a 3% commission from crowdfunding campaigns from all received ETH. The commission is transferred to the DD account after a successful completion of the fundraising. In exchange for the fees, DD will provide the raising entity with DDTokens.
  • If it is a pre-TGE, TGE or a crowd-investing campaign, in addition to a 3% commission, DD will also take another 3% of the company’s tokens.

As a result, DD will become a holder of a basket with possibly hundreds to thousands of different cryptocurrencies. By taking in tokens of new issuers, DD will become a minority holder and vested in each of the companies using its platform, and upon a successful raising of funds it will receive “crypto-income” from such companies.

The portfolio of the platform will be managed by investment professionals. Only reliable and prospective tokens with a high potential for value accretion will succeed in their financing and thus be added to the DDEcosystem, all of which will increase the capitalization of DDTokens.

To make sure that there is an alignment of the interests of all parties — including those of analysts utilized by the platform and those of the investors— CFA charter holders shall be compensated in DDTokens for their role in the vetting and portfolio management process. This will be capped at an equivalent of USD 10,000 per month. However, CFAs will retain an upside exposure via up to a 1% commission interest (with a 3-year lock up) in the opportunities they vet, in addition to DDTokens.

Example of a Project DDEcosystem May List

Among projects being screened for listing on the platform are renewable energy assets in Southeast Asia.

The process of listing would utilize the flexibility of DD’s corporate structure, namely that of a Special Purpose Acquisition Company (SPAC), version 2.0. In practice, this allows the platform to offer listings to, say, a large hydropower plant in manageable stages. Each quarter could see the token equivalent of at least 5.0 MWs or USD 7.5 m in hydropower plant assets added to the platform to raise a substantial USD 90M over 3 years.

We believe this significantly decreases the risk profile for listing large assets and does not tie up investor cash in one project for long periods of time.

We already have a number of companies that will be launched right after the platform release in January / February 2018. This includes companies that are already operating and generating cashflow.

Disclaimer

Token Generation Event for Crowdfunding Platform: DD

Summary of Token Generation Event (TGE) for Digital Disintermediation:

  • Event constitutes a sale of DDTokens based on ethereum blockchain
  • Pre-TGE on Oct. 24 to raise $3.3M; TGE on Nov. 7 to generate $6.7M
  • Fixed supply of 100 million DDTokens during Pre-TGE and TGE phase
  • Exchange rates fixed at 1 DDToken=0.00051 ETH pre-TGE;
    strengthening to 1 DDToken=0.0002 ETH for the TGE
  • Listing of DDTokens on a major exchange seen by Feb. 5, 2018
  • Event to finance building a radically new platform for crowdfunding
  • Full details in White Paper

The Seller

Digital Disintermediation (DD) Pte Ltd. is a Special Purpose Acquisition Vehicle (SPAC) domiciled in Singapore. It was created to launch and operate an independent, digital crowdfunding platform that helps both nascent and mature, mid-size businesses raise financing in digital currency.

The platform, known as the DDEcosystem, will combine the transparency, resilience and distributive element of blockchain with professional risk management tools to help investors approach new opportunities in an informed manner.

Among these tools will be an assessment of projects and companies seeking funding via our platform by certified Chartered Financial Analysts (CFA), who will offer their opinions on an independent basis. Moreover, both DD and CFA holders will be incentivized to put only the best business cases in front of investors. (See an explanation for that below.)

DDEcosystem will support three kinds of fundraising campaigns: a Token Generation Event (TGE), crowd investing, and crowdfunding. No other platform has access to the same network of investment professionals while offering a wide variety of options on a nimble platform.

Incidentally, Singapore, where DD is based, has the highest number of CFA holders per capita of any financial center in the world.

The Vision

Crowdfunding is a great way to democratize the world of private equity. But, there are several risks around most crowdfunding platforms :

  • Traceability and investor protection is often missing or inefficient, thus occasionally leading to fraud
  • Large proportion of money raised is spent on fees to intermediaries and payment processing
  • Project founders often take a chunk of the financing as own payment, further limiting the resources left to invest in the business itself
  • Typically, crowdfunding campaigns are in English

We are addressing the issues above in our DDEcosystem platform. The use of blockchain, and the creation of DDTokens tied to the platform, will allow for transparency and traceability of financing, while cutting the cost of payment processing and lowering intermediary fees.

What’s more, from the start our platform will have a Mandarin language version to connect the rich startup opportunities in China with investors all over the world.

Our inclusion of the CFA community will provide a significant screening of projects submitted to the DDEcosystem, which in time should generate a cumulative effect of making the platform a trusted source for both investors and companies.

Here is a flavor of some of the projects we expect to see on the platform:

The goal is to have DDEcosystem unite the creators and backers of TGE and crowdfunding campaigns to form an engaged and well-informed community. The platform will be the premier go-to place for automated and independent TGEs and crowdfunding campaigns built on Ethereum and funded by cryptocurrencies.

Success will engender success. The currency of the platform will be the DDToken, which will be generated automatically through smart contracts when people support campaigns on the platform. Therefore, DDTokens will never be “minted without collateralization,” unlike fiat currencies, and will always be backed by other currencies, as well as by campaigns successfully completed on the platform.

The Event

The event will be based on the DDToken, a ETH-based token on the ERC-20 standard. It is a cryptocurrency earned by backers who support pre-TGE, TGE, or crowdfunding campaigns on the DD platform.

As an exercise of realizing our vision for the DDEcosystem we plan to conduct a pre-TGE of DDTokens and a TGE as follows:

  • pre-TGE: on Oct. 24, 2017 to a token equivalent of USD 3.3M (exchange rate 1 DDToken=0.00051 ETH)*
  • TGE: on Nov. 7, 2017 to a token equivalent of USD 6.7M (exchange rate 1 DDToken=0.0002 ETH)

*For the pre-TGE, buyers will be subject to a 6-month lock-up period.

Campaign goal is to raise funds for the development of the project: phase I, phase II, marketing and team. The initial issue of DDTokens is limited to 100 million units during the pre-TGE and TGE campaigns for the token equivalent of circa USD 10 million.

The DDToken = Ether starting rate for expansion after the release of the platform will be fixed at the level of 1 DDToken=0.00031 ETH, which is the weighted average exchange rate of the combined pre-TGE and TGE actions. This exchange rate forms the value of the token in the view of the backers participating in the campaign.

Below is a chart projecting a case for potential value accretion of DDTokens.


Source: Promotional Material by DD and affiliate Lincoln Liquidity Pte. Ltd

When DDTokens reach a certain market value, DD will cease their expansion and start accepting them for payment for campaigns. Backers who have DDTokens on their accounts will be able to exchange them for products and/or services of campaigns listed on the platform, while also financially supporting those projects. This will be an inflection point in the development of the DDEcosystem, because it will increase the liquidity and value of the DDTokens, as well as demand for them.

When we reach a critical mass of campaigns on the DDEcosystem, an economic exchange will open on the platform for active and completed projects.

Future DD Earnings

All investment is done in the belief that you will make a return from a well-run business. This is how DD plans to generate its earnings.

As well as being selective in the investment opportunities that it lists, the DDEcosystem will utilize its access to CFA holders to build a virtuous circle of good investment returns along the principles of Metcalfe’s Law. This will not only generate goodwill and trust from investors and companies wishing to use the platform, but generate income for the platform as follows:

  • The platform will take a 3% commission from crowdfunding campaigns from all received ETH. The commission is transferred to the DD account after a successful completion of the fundraising. In exchange for the fees, DD will provide the raising entity with DDTokens.
  • If it is a pre-TGE, TGE or a crowd-investing campaign, in addition to a 3% commission, DD will also take another 3% of the company’s tokens.

As a result, DD will become a holder of a basket with possibly hundreds to thousands of different cryptocurrencies. By taking in tokens of new issuers, DD will become a minority holder and vested in each of the companies using its platform, and upon a successful raising of funds it will receive “crypto-income” from such companies.

The portfolio of the platform will be managed by investment professionals. Only reliable and prospective tokens with a high potential for value accretion will succeed in their financing and thus be added to the DDEcosystem, all of which will increase the capitalization of DDTokens.

To make sure that there is an alignment of the interests of all parties — including those of analysts utilized by the platform and those of the investors— CFA charter holders shall be compensated in DDTokens for their role in the vetting and portfolio management process. This will be capped at an equivalent of USD 10,000 per month. However, CFAs will retain an upside exposure via up to a 1% commission interest (with a 3-year lock up) in the opportunities they vet, in addition to DDTokens.

Example of a Project DDEcosystem May List

Among projects being screened for listing on the platform are renewable energy assets in Southeast Asia.

The process of listing would utilize the flexibility of DD’s corporate structure, namely that of a Special Purpose Acquisition Company (SPAC), version 2.0. In practice, this allows the platform to offer listings to, say, a large hydropower plant in manageable stages. Each quarter could see the token equivalent of at least 5.0 MWs or USD 7.5 m in hydropower plant assets added to the platform to raise a substantial USD 90M over 3 years.

We believe this significantly decreases the risk profile for listing large assets and does not tie up investor cash in one project for long periods of time.

We already have a number of companies that will be launched right after the platform release in January / February 2018. This includes companies that are already operating and generating cashflow.

Disclaimer

POTENTIAM SET TO AVERT CHALLENGES IN THE MUSIC INDUSTRY

BritznBeatz is a digital music platform which launched in 2016 and specialises in showcasing emerging music artists from all corners of the globe without discriminating on genre or the number of fans, followers and radio plays of the artists they feature. They simply believe in and want to promote good music.

Following on from this idea of giving a voice to emerging artists, the founders of BritznBeatz recently launched Potentiam, a social media network which will start development in 2018. Dedicated purely to music it will decentralise the corporations that are destroying the music industry and instead focus solely on the music artists themselves, songwriters, bloggers, and all those involved in the music making process and it’s outcome such as producers, engineers, backing vocalists, instrumentalists and of course the fans, influencers and writers without whom said musicians would be completely unheard of.
Bringing together all these like-minded people, Potentiam is an ecosystem which ingeniously incorporates blockchain technology in order to connect, nurture and promote relationships between the music creatives, writers and fans using a token reward system.

With a decentralized public book that leans over a peer-to-peer network, Potentiam’s blockchain can be used to store information without any intermediary, but based on the contribution of each user to deploy a fully network decentralised system whose security and integrity is guaranteed by cryptographic algorithms.

Potentiam are announcing their token pre-sale shortly.
Potentiam’s incentives include:

Low rates
The lowest rates to receive momentum within a social media community and get maximum exposure and commitment.

Reward systems
All members earn monetary rewards in tokens for their commitment within the community. The feed algorithm gives each user the option to see what they want.

Crowdfunding
The platform allows the musical project of any user to be a reality, taking advantage of the power of a social network. As more fans support your project, you’ll get rewards in tokens.

Basically even just by browsing, each user can get reward tokens on the platform by interacting with their favorite music in the possibilities that they will find.

Details of the Tokensale
Potentiam is launching a public tokensale to raise funds for the Potentiam project. The tokens will be called PTMs and will be attached to the new standard ERC20 token in the Ethereum main network.

PTM token details:
Token / Token — Used to buy goods, services and advertising space in Potentiam
Symbol — PTM
Maximum supply — 100,000,000
MTF Price — 1 PTM = USD 0.41
Minimum transaction amount — 0.04 ETH
Coin distribution — 4 weeks after Crowdsale closes.

For more details about the project you can see the White Paper, and about the crowdsale, dates and more details of participation, you can receive the information directly by subscribing to the Potentiam mailing list.

Potentiam Telegram here : https://t.me/PotentiamGroup
Potentiam Facebook here : https://www.facebook.com/potentiam.io
Potentiam Twitter here : https://twitter.com/potentiam_io
Potentiam Bitcointalk here : https://bitcointalk.org/index.php?topic=2029450.0



POTENTIAM SET TO AVERT CHALLENGES IN THE MUSIC INDUSTRY was originally published in Potentiam on Medium, where people are continuing the conversation by highlighting and responding to this story.

SAND COIN | Chiave della crittografia per l’estrazione di materiali non metallici basati sulla…

SAND COIN | Chiave della crittografia per l’estrazione di materiali non metallici basati sulla tecnologia blockchain.

SAND COIN è il primo progetto di estrazione di sabbia da finanziare attraverso l’aumento della cripto-valenza attraverso la creazione di segnalini Cryptocurrency per l’estrazione di materiali non metallici basati sulla tecnologia blockchain.


https://it.wikipedia.org/wiki/Blockchain

È noto che la SAND COIN possiede una trama di 109 ettari (269.354 ettari) nella regione di Mosca. Questa terra si trova a 60 km da Mosca ea 10 km dall’incrocio centrale della struttura. L’accessibilità del trasporto redditizio e la distanza diretta allo sviluppo dell’infrastruttura stradale rende la nostra regione un’attrattiva area di sviluppo futuro in una miniera di sabbia. Va notato che l’estrazione mineraria non sarà effettuata sulla superficie totale dei terreni, ma solo al confine delle rivendicazioni minerarie in modo che possa essere rispettata la legge. In questo caso l’area mineraria totale di sabbia raggiungerà i 90 ettari (222,39 ettari).

Il progetto SAND COIN è un’opportunità per impegnarsi finanziariamente in progetti di COIN SAND attuati tramite piattaforme bloccanti e basati su prodotti reali — metri cubi di sabbia di mortaio.
Il volume totale di sabbia è stimato a 14,4 milioni di metri cubi.
Il prezzo medio di mercato di 1 metro cubo di sabbia è di $ 5,30.
Reddito totale stimato di estrazione mineraria — 14 400.000 m3 * $ 5.30 = $ 76 320 000. Il volume di sabbia venduto durante il pre-ICO e ICO — 3,4 milioni di m3 = 3 400 000 SAND COIN, Prezzo offerto all’acquirente durante il crowdsale $ 0.95 -$ 1.35 = 1 m3 ($ 0.95 — $ 1.35 = 1 COIN SAND).

Pre-ICO. Luglio — agosto 2017

Finché gli acquirenti pre-ICO saranno offerti per l’acquisto di cripto-valuta
il gettone equivale a 230.000 metri cubi di sabbia (230.000 COIN SAND) 1 COIN COAST = $ 0.95

ICO. Settembre — ottobre 2017

Finché gli acquirenti ICO saranno offerti per acquistare il token di criptocurrency equivalente a 3 170 000 metri cubi di sabbia (3 170 000 COIN SAND)

1 COIN SAND = $ 1,25 — $ 1,35

La pietra miliare minima dell’ICO è uguale all’ammontare necessario
la prima fase dello sviluppo delle miniere — $ 1 175.000

Le opzioni di blockchain di SAND COIN possono essere acquistate entro 9 mesi dalla fine dei fondi. Abbiamo intenzione di acquistare il 10% di SAND COIN con successive bruciature ogni anno, fino all’acquisto fino al 50% di SAND COIN dal mercato. Gli investitori avranno anche il diritto di scambiare la SAND COIN per una quantità equivalente di metri cubi di sabbia (1 SAND COIN = 1 m3 di sabbia).

Il mercato delle costruzioni nella regione di Mosca sta rapidamente crescendo ogni anno e con essa cresce la domanda di materiali da costruzione come la sabbia di mortaio. La costruzione di nuovi progetti infrastrutturali come la RIng Road centrale e un ampio sviluppo residenziale a Mosca sono la fonte della nostra fiducia nella costante domanda del nostro prodotto per molti anni a venire.

Offriamo agli investitori l’opportunità di acquistare l’opzione di blocco di sabbia per un prezzo ridotto. Durante il crowdsale il prodotto sarà disponibile per il seguente prezzo: 1 SAND COIN = 1 m3 di sabbia di mortaio = $ 0.95 — $ 1.35, con il prezzo di mercato medio di 1 m3 di sabbia di mortaio è di $ 5.30. Inoltre, abbiamo intenzione di acquistare fino al 50% di SAND COIN dal mercato nel corso dei prossimi 5 anni per aumentare i profitti degli investitori e sostenere la domanda.


Carta stradale

La nostra squadra

La nostra squadra…

Le nostre informazioni :

sito web : https://en.sandcoin.io/
carta bianca : https://en.sandcoin.io/SNDWPENupdate.pdf?1
twitter : https://twitter.com/ruslanyocto
facebook : https://www.facebook.com/SandCoinICO
telegram : https://t.me/sandcoin
github : https://github.com/sndtoken/ico


Il nostro token soddisfa lo standard ERC20

Contatti:
Russia, Moscow, Bersenevskaya embankment 7b2
7 (495) 227–11–78
Email: ico@sandcoin.io

Welcome to the era of Crowdsale Capital

Tip of the iceberg

The way in which businesses obtain seed and growth capital is undergoing a revolution unlike anything ever seen in the world of commerce. As of 2017, Venture Capital isn’t the only option for growth capital; welcome to the era of Crowdsale Capital. If you are able to rally a community around your project — it can become a reality. This shift in the way projects and startups get funded isn’t coming soon, it’s already here. In Q2 of 2017 nearly 3X more capital was raised in token sales vs. traditional venture capital for blockchain startups. Raising capital through a crowdsale provides all stakeholders with some unique advantages over traditional venture capital. The recent ICO explosion is still the tip of the iceberg and institutional investors are arriving in droves. Famed hedge fund manager Mike Novogratz is soon launching a $500 million fund focused entirely on the crypto space. Titans of tech such as Andreessen Horowitz, Mark Cuban, and the Winklevoss Brothers all have a heavy investment interest on crypto and blockchain technology.

Advantages for Startups: Network effect

Network effect has proven to be a big asset for startups in the blockchain space. Whatever your product is, acquiring the first few customers is always a challenging feat and is often an expensive process. By funding a project via crowdsale, every contributor has a vested interest in helping a project to succeed. A highly engaged community can help with the heavy lifting: beta testing, bug bounties, design feedback, and guerrilla marketing are just a few of the big tasks that can be accomplished by the community. Unique perspectives are brought to the project that can identify issues the team may not have been aware of. The public nature of these projects often calls for a higher degree of transparency; and the core team is held accountable to keep the community informed with regular progress updates. A loyal community of core supporters have been essential to nearly every crypto success story.

Advantages for Venture Capitalists: Instant liquidity

For traditional Venture Capital funds, investors don’t expect an exit opportunity for 5–8 years on each prospect. In this new crypto economy, tokens are frequently listed on exchanges immediately after the distribution providing all investors with instant liquidity. Traditionally when a fund invests in a startup that goes bankrupt, the investors lose everything put into that prospect. However, in the high liquidity token economy, General Partners have the ability to sell if they deem a prospect a bad investment and are able to salvage some of the invested capital.

Advantages for the everyday investor: Access is everything

Even within the United States, the ability to contribute to funding a startup is a special club reserved only for Accredited Investors (individuals that make $200K per year or have $1M in liquid assets). Another incredible benefit of capital raised in a crowdsale is the decentralized wealth distribution when a project is successful. Outside of the United States, buying shares of a U.S. company is a difficult or completely unfeasible prospect for any of the 3 billion unbanked people in the world. Yet, American companies such as Google, Apple, and Facebook are very much international brands. Why shouldn’t a 16 year old from Sierra Leone be able to buy in at the seed round of the next tech industry giant? In this new global ecosystem, all that is needed to get in at the ground floor is a smartphone. For the first time in history, the average investor now has access to share in the gains of a successful project or company.

The Crowdsale Capital revolution won’t happen without casualties

The far-reaching potential of this new funding model does not come without risks. Just because a startup is in the blockchain space doesn’t change the fact that 90% of startups fail. Successful investors need to practice sound investing principles and avoid over-hyped projects. On Sept 29th the SEC brought an action for the first time against a scam ICO offering. This action further solidifies the SEC’s stance of not blanket banning the new funding model; but instead bringing actions against ICOs they deem fraudulent. Rather surprisingly, the SEC has existing regulation for capital raised via crowdsale that mandates the total amount raised cannot exceed $1,070,000; currently they are choosing not to enforce it. Dozens of U.S. blockchain startups have raised $10M or more through ICOs offered to U.S. citizens. The inaction on the part of the SEC to shut down ICOs altogether is in part due to pro-blockchain lobbyist groups such as Coin Center who are working alongside our lawmakers and regulators to ensure over regulation doesn’t cripple innovation.

As of now, it looks like Crowdsale Capital as a funding model is here to stay in the U.S. I suspect a new wave of ICO projects is headed our way soon that will surpass all previous records in size and scale.



Welcome to the era of Crowdsale Capital was originally published in Venture Coin on Medium, where people are continuing the conversation by highlighting and responding to this story.

How is peerguess different from existing ticker applications?

A Smooth Introduction

We believe that, in short time, all cryptocurrency ticker and portfolio applications will be replaced by peerguess as it provides not just the common features all cryptocurrency followers have been looking for, but also a game to play even if you don’t currently own any cryptocurrency.

As some of you know and as explained in sections below, it’s not possible to introduce tokens as a payment method in AppStore. Therefore, we have created “Gems”, which you will be able to convert them to ERC20 type GUESS Tokens over Ethereum platform. You will start with Gems given (and you will receive more as an investment bonus) and you will either buy from the in-app purchase or convert GUESS tokens to Gems.

The game will be simple at heart. You will set the amount of Gem you want to play with and you will click Up or Down buttons. For example, if the price for one Ethereum is $261 now, you will try to guess if it will be lower or higher than $261 after 24 hours. Aside from playing the game, peerguess will also allow all users to train with Gems, and compare their predictions with the real-world data.

Advanced Data Analysis Modules

From that point forward, our platform will analyze the Gem play data to provide sophisticated results, reports and opportunities to make profit. Keep in mind that peerguess platform’s unique features will be provided permanently free for the ICO investors, depending on their investment amount.

We have created four different modules by complexity:

Cumulative Guess Analytics (CGA) will serve as the general opinion of the community. For example, you will see that 75% of peerguess users believe that BTC/USD will decrease in the next 24h.

Recommendation Engine (RE) will:

Display a list of cryptocurrencies for users who predict both a cryptocurrency and another currency (like e-commerce recommendations).

Recommend currencies based on your prediction history and your segmentation.

Auto-Trade (AT) will use the historical success rates and many other indicators to create triggers and parameters from the application and make trades on your chosen exchange/platform.

Stigmergic Quantitative Data (SQD) will be based on Positive and Negative Guesses made, which can be filtered by Country, Time Zone, Language and many more data fields to assist you to understand the different dynamics on cryptocurrency world.

All these modules are for ICO investors only, and they will not be available for free after the ICO period is over. The access rights for these four modules change in each tier. Please refer to the investment tiers section on the white paper’s page 13 for more details.

What Else on peerguess?

Other features that the peerguess platform will provide include;

➤ Free price charts, without any limitations (1d, 5d, 1m, 3m, 6m, 1y or All from the beginning)

➤ Free cool blue theme and the dark theme (currently in development). All other future themes as we implement will also be free

➤ Ads removal will be a one-time charge of less than $1 for all nonICO users and remain permanent. It will be free for all investors.

The following table summarizes the key differentiators between our application and other applications:


Key differentiators between our application and other applications

Our next blog post will also be focussing on the usage of Gems and GUESS tokens. Stay tuned with us!

Peerguess Token Sale Starts At 28th October 2017, 07:00 AM PDT

Official Links of peerguess

Website: https://peerguess.com/

Twitter: https://twitter.com/peerguess

Telegram: https://t.me/peerguess

White Paper: http://bit.do/peerguesswp

Bounties: http://bit.do/peerguess-bounties

E-mail: info@peerguess.com

Medium: https://medium.com/@peerguess

Until next time,
peerguess

The Future of Retail is here | Rpay

Rpay’s vision is to enable everyone to pay through Crypto for retail and services in the Blockchain Era. Find how at www.RPAY.io
Participate in the Pre-ICO Token Sale to get 30% Discount on the ICO price.
Save the Date 11:00 AM (HKT) on 25th September, 2017 at www.rpay.io

Rpay is a revolutionary way to shop for retail products, Consumer and Professional Services, that leverages cryptocurrencies and the power of the community to make our customers save from 80% up to 90% on the retail price of the products and services they love and desire most!

We all understand speculation is not enough and participation is what gives a currency long term sustainability.

We focus on solutions for consumers and businesses by rewarding them for utilizing cryptocurrency in their everyday life. R Pay platform is a simple way for the masses to experience cryptocurrency without it seeming overly complicated.

R Pay aims to be one of the most recognized mainstream payment system. R Pay Apps are designed to turn spectators into speculators in a simple way. We are continuing to build lasting relationships and grow community involvement in blockchain technology.

The Future of Retail is here | Rpay

Rpay’s vision is to enable everyone to pay through Crypto for retail and services in the Blockchain Era. Find how at www.RPAY.io
Participate in the Pre-ICO Token Sale to get 30% Discount on the ICO price.
Save the Date 11:00 AM (HKT) on 25th September, 2017 at www.rpay.io

Rpay is a revolutionary way to shop for retail products, Consumer and Professional Services, that leverages cryptocurrencies and the power of the community to make our customers save from 80% up to 90% on the retail price of the products and services they love and desire most!

We all understand speculation is not enough and participation is what gives a currency long term sustainability.

We focus on solutions for consumers and businesses by rewarding them for utilizing cryptocurrency in their everyday life. R Pay platform is a simple way for the masses to experience cryptocurrency without it seeming overly complicated.

R Pay aims to be one of the most recognized mainstream payment system. R Pay Apps are designed to turn spectators into speculators in a simple way. We are continuing to build lasting relationships and grow community involvement in blockchain technology.

R Token Pre-ICO Sale Officially Opens on 25th September 2017! 11:00 AM HKT

Rpay is a totally new and unique approach to Retail and Trade. It’s ecosystem of P2P connected nodes, there are no servers, and it’s fully decentralized. Rpay allows users to interact and exchange payment directly with no middleman. Because there is no one in the middle of your transactions there are no fees, no restrictions, no accounts to create, and you only reveal the personal information that you choose.

RPAY vision is to enable everyone to Pay through Crypto for Retail and services in the Blockchain Era. Rpay is a revolutionary way to shop for retail products, Consumer and Professional Services, that leverages cryptocurrency and the power of the community to make our customers save from 50% up to 90% on the retail price of the products and services they love and use in daily life!

We all understand speculation is not enough and participation is what gives currency long term sustainability.

We focus on solutions for consumers and businesses by rewarding them for utilizing cryptocurrency in their everyday life. Rpay platform is a simple way for the masses to experience cryptocurrency without it seems overly complicated.

Rpay aims to be one of the most recognized mainstream payment systems. Rpay Apps are designed to turn spectators into speculators in a simple way. We are continuing to build lasting relationships and grow community involvement in Blockchain technology.

For more information visit the Rpay website.

Read their whitepaper

Visit their Token Sale here.

Rpay Launch Summary:

Available at: https://www.rpay.io

Pre ICO Token Sale: Start Date: 25–09–2017, 11:00 AM HKT

Token Distribution: 50,00,000 of the R Tokens will be distributed out of total 9,00,00,000 R Tokens

Pre ICO Token Rate: 0.70 USD

On Exchange Token Rate: Above 1:00 USD

Total Tokens for Sale in pre-ICO: 50, 00,000

Platform: ERC20

Accepted Cryptocurrencies: BTC & ETH

How Does Crowdfunding Works?

CROWDFUNDING

Crowdfunding is basically a process of collecting a huge part of the crowd to pay a certain amount of money to invest in an idea/product. The investors invest in such ideas by keeping the promise that when the idea gets success, they will be getting first access to it. The main motto of crowdfunding is to engage enough crowd with your upcoming project and getting necessary funds.

How does crowdfunding work:

1. Opt for a suitable platform: Select a suitable crowdfunding platform online (there are plenty of platforms that allow performing crowdfunding) and start creating your project.

2. Make an impact full idea: To attract more investors and traders, it is essential to pitch your idea impressively and broadcast it properly in the form of videos, images and through other marketing strategies.

3. Propose investors with captivating rewards: A reward proves to be the first inviting gesture for any investor, that’s why it is essential to set good and satisfactory rewards. For example, certain control to idea or product, extra gifts/goodies, discounts or enough sharing of profit.

4. Introduce a wide range of investment levels: Avail investors with a wide range of investment levels so that the ones who want to invest a small amount, may invest easily and the investors willing to invest the huge amount, may invest too.

5. Make an idea worth sharing: An idea, and in turn, a crowdfunding process may get more investors if primary investors find it good enough. It should be allowed to be shared online or on social media platforms so that more people could share it and know about it.

Rilcoin is a cutting-edge crypto technology-based, fully decentralised crypto-currency, which actually has all the benefits of fiat currency as well the freedom and anonymity of a crypto-currency. Rilcoin is a part of an Asset Management System (AMS).

Using Rilcoin, Investors can buy or sell assets through the asset management system (AMS), which facilitates ownership of a single asset to be owned by several investors at the same time. The world is changing and technology works as a catalyst in this process. All most all business segments are getting modified as a result. The way businesses operate today will not happen in the near future. To name a few, Agriculture, Energy, Technology (IoT), Manufacturing & Logistics, Real Estate and much more will evolve with time. Our vision is to take this opportunity and create a platform to distribute it across the globe. The assets all over the world can be owned by the people without any social or geographical barriers and design a payment system so flawless and robust to support the infrastructure based upon block-chain technology.

How Does Crowdfunding Works?

How Does Crowdfunding Works?

CROWDFUNDING

Crowdfunding is basically a process of collecting a huge part of the crowd to pay a certain amount of money to invest in an idea/product. The investors invest in such ideas by keeping the promise that when the idea gets success, they will be getting first access to it. The main motto of crowdfunding is to engage enough crowd with your upcoming project and getting necessary funds.

How does crowdfunding work:

1. Opt for a suitable platform: Select a suitable crowdfunding platform online (there are plenty of platforms that allow performing crowdfunding) and start creating your project.

2. Make an impact full idea: To attract more investors and traders, it is essential to pitch your idea impressively and broadcast it properly in the form of videos, images and through other marketing strategies.

3. Propose investors with captivating rewards: A reward proves to be the first inviting gesture for any investor, that’s why it is essential to set good and satisfactory rewards. For example, certain control to idea or product, extra gifts/goodies, discounts or enough sharing of profit.

4. Introduce a wide range of investment levels: Avail investors with a wide range of investment levels so that the ones who want to invest a small amount, may invest easily and the investors willing to invest the huge amount, may invest too.

5. Make an idea worth sharing: An idea, and in turn, a crowdfunding process may get more investors if primary investors find it good enough. It should be allowed to be shared online or on social media platforms so that more people could share it and know about it.

Rilcoin is a cutting-edge crypto technology-based, fully decentralised crypto-currency, which actually has all the benefits of fiat currency as well the freedom and anonymity of a crypto-currency. Rilcoin is a part of an Asset Management System (AMS).

Using Rilcoin, Investors can buy or sell assets through the asset management system (AMS), which facilitates ownership of a single asset to be owned by several investors at the same time. The world is changing and technology works as a catalyst in this process. All most all business segments are getting modified as a result. The way businesses operate today will not happen in the near future. To name a few, Agriculture, Energy, Technology (IoT), Manufacturing & Logistics, Real Estate and much more will evolve with time. Our vision is to take this opportunity and create a platform to distribute it across the globe. The assets all over the world can be owned by the people without any social or geographical barriers and design a payment system so flawless and robust to support the infrastructure based upon block-chain technology.

How Does Crowdfunding Works?

China contra las ICOs, ¿Tendrá razones de peso para prohibirlas?

Es la noticia que más ha tambaleado los mercados de criptomonedas desde su creación en 2008: El gobierno de China ha prohibido la celebración de toda Oferta Inicial de Criptoactivos (ICO), mecanismo utilizado por proyectos basados en blockchain, un mercado que a día de hoy ha levantado un mínimo de US$ 1.250 millones.

El comunicado del Ministerio de la Industria y Tecnologías de la Información del Gobierno de China dice lo siguiente:

“La financiación por medio de ICO se refiere a la actividad de una entidad que recabe monedas virtuales, así como Bitcoin y Ethereum, a través de vender y distribuir fichas ilegalmente. En esencia, es un tipo de recaudación de fondos inaceptable, ilegal y no aprobado, sospechoso de la venta ilegal de fichas, la emisión ilegal de bonos, fraude financiero, esquemas piramidales y otras actividades criminales.”

En definitiva, el Gobierno Chino no se fía de la naturaleza de estas ICO, a lo que nos preguntamos… ¿Tiene motivos para ello?

Empecemos explicando lo que es una ICO:

La blockchain no solo ha permitido la creación de oro digital, como si no fuera suficiente, ha dado pié a muchas más aplicaciones que revolucionaran los sistemas actuales.

La ICO, se trata de una Oferta Inicial de Criptoactivos no regulada, es decir, el pre-lanzamiento por parte de una nueva empresa (Startups) de una nueva moneda virtual. Esto se lleva a cabo por el hecho de que de esta forma, las startups no realizan los rigurosos y no regulados procesos de financiación requeridos por los inversores. En el lanzamiento de una ICO, un porcentaje del volumen de la criptomoneda es vendida al público a cambio de una moneda de curso legal como el Dollar u otras criptomonedas, que suelen ser las más potentes, como Bitcoin y Ethereum. Con ese dinero recaudado, la startup financia su proyecto o lo amplía, y si tiene éxito, los que la apoyan se verán beneficiados, ya que la moneda que compraron se valoriza con el éxito de la startup y poseerla les da derechos una vez el proyecto haya sido lanzado.

Se podría concebir como un hibrido entre un crowdfunding y una salida a bolsa en la que los compradores se pueden lucrar comprando las critpmoneda de la propia ICO. Para visualizarlo mejor, vamos a ver a continuación el ejemplo del lanzamiento de la ICO de la startup Golem, una empresa que propone un servicio peer-to-peer descentralizado basado en blockchain, que permite compartir la capacidad de computación de tu ordenador con otras personas utilizando contratos inteligentes y Ethereum como método de pago:

En la ICO de Golem, la Startup publica un documento (Conocido como White Paper) donde se redacta su objetivo como empresa, las necesidades que cubrirá, el tiempo que va a durar la ICO, que porcentaje de los tokens se quedarán los fundadores y que tipo de unidad monetaria es aceptada. Los inversores convencidos con la propuesta, comprarán GNT (Golem Network Token), recibiendo 1 GNT por cada Ether dado. La startup Golem propone un mínimo y un máximo de Ether a recibir, una vez llegado al máximo o pasado el tiempo de la ICO (Si no se llega al mínimo se devuelve la inversión y se concibe a la startup como fallida). Una vez que el proyecto esté en funcionamiento, en función del volumen de GNT que poseas, podrías ser recompensado con la cantidad proporcional del volumen de las transacciones cobradas a los usuarios, o como norma general, podrías utilizar tus Tokens de la ICO como medio de pago para el servicio que vende la startup.

Visto este ejemplo, está claro que las ICO son una revolución:

  • Para la evolución tecnológica, consiguen mantener la descentralización de las criptomonedas y el propósito de las compañías, siendo una financiación clave para aquellos proyectos basados en blockchain.
  • Socialmente, podría permitir que mediante la aportación de pequeños inversores, grandes proyectos salgan adelante. Todos podemos participar.
  • Desde el punto de vista inversor, las ICOs pueden llegar a ser muy lucrativas, ya que si bien elegidas pueden revaluarse un 1000 % en un año. La famosa Ethereum fue una ICO, por ejemplo.
  • Para los emprendedores, permite conseguir financiacion sin disolver la propiedad de la compañía y sin depender de Venture Capital.

Entonces… ¿Por qué motivo China las está prohibiendo?

Una gran cantidad de las ICOS existentes hasta la fecha han sido hackeadas, estafadas o estafas en sí mismas. Es importante tener en cuenta que pese a la seguridad que proporciona la tecnología Blockchain, hay operaciones relacionadas con criptomonedas que pueden sufrir importantes ataques, como por ejemplo estafas a la hora de cambiar la dirección final a la que se remiten los fondos, o robos de las criptomonedas que no están almacenadas en frío (Como si almacenaras Bitcoin en un disco duro, que al no tener conexión a internet, el hacker es incapaz de llegar a ellas). Como decíamos, muchas de ellas son estafas camufladas con la tecnología blockchain. Empresas que no buscan ejecutar ningún tipo de proyecto y solo quieren recibir el dinero de la ICO.

Un ejemplo sería el caso reciente de CoinSpace, visitadlo para que veáis un claro ejemplo de lo que es un señor timo.

Nadie que sepa de criptomonedas, ni el que más del mundo, es capaz de determinar una rentabilidad en X meses con la volatilidad existente. CoinSpace, en cambio, lo deja muy claro, especifica hasta el precio que quieren alcanzar cuando su moneda minada salga, 1 €, y se estabilice, 400€… Esta ICO no tiene ni el White Paper que explica su proyecto, solo propone un sistema de pago nada diferencial, ni tiene cap (Límite) de volumen, prometen regalos de electrónica absurdos, prometen enviarte dinero a casa… No tiene ni el más mínimo sentido, es básicamente un típico sistema piramidal, al que ellos camuflan como sistema binario. Es una lástima que este tipo de timos ensucien el nombre y el valor que aportarán las criptodivisasn y la tecnología la blockchain.

Continuando con el tono taciturno, sigamos con un resumen de inconvenientes ampliado que traen las ICOs.

1) Se invierte en una empresa que trabaja en un proyecto que no ha sido lanzado, es decir, aún no existe y no se ha demostrado ni que funcione, y si lo hiciere, que aporte una rentabilidad futura. En una salida a bolsa en cambio, tú compras un trozo de la misma, una empresa que ha sido auditada y se le obliga a ser transparente.

2) También hay que tener en cuenta la existencia de ICOs no capadas, es decir, ICOs donde no hay un objetivo específico de financiación, únicamente una emisión de criptomoneda y una cotización, llegando a conseguir cantidades mucho más elevadas de la que la empresa requiere para llevar a cabo el proyecto. En muchas ocasiones, esta emisión consigue ser muy exitosa al inicio debido a la expectación generada pre-ICO, el conocido hype. Posteriormente, la subida de precio genera la entrada de muchos nuevos inversores. Esto genera una burbuja muy típica en ICOs como en el caso de la criptomoneda EOS, que puede atrapar a pequeños inversores.

3) Otro asunto importante es el gran desconocimiento que tienen los inversores sobre el funcionamiento de las criptomonedas que están adquiriendo. La información principal disponible suele ser el white paper del proyecto, y en la mayoría de los casos, estos documentos son extremadamente tecnicos. Un ejemplo es el caso de la criptomoneda IOTA. Os invitamos a leer el white paper y a darnos vuestra opinión sobre el funcionamiento de la misma…

Efectivamente, China tiene motivos de peso para haber prohibido las criptomonedas. Nosotros pensamos que en lugar de prohibirla, conociendo el potencial que podrían tener algunas de las startups que se financian con ellas, ¿Por qué no trabajar en equipo y comenzar una redacción e implementación de la regulación de las ICOs? Puliendo sus defectos y resaltando sus beneficios. Desconocemos porqué ha sido tan repentino, esperamos que haya sido una medida de seguridad meramente preventiva, una pausa mientras trabajan en las regulaciones correspondientes para mejorar el sistema.

Como conclusión, deciros que la aparición de las ICOs ha sido una gran innovación financiaciera, ha ayudado al desarrollo de muchos proyectos basados en Blockchain y ha ofrecido grandes oportunidades de inversión. Sin embargo, en el contexto actual de boom en criptomonedas, la inexistente regulación de la materia ha generado un gran descontrol en el mercado y se ha demostrado que este descontrol es una mina para

estafadores y hackers. En nuestra opinión, las ICOs merecen un marco regulatorio que impulse a las startups basadas en blockchain y proteja a los inversores en criptomonedas.

Hasta que se oigan más noticias de las cripto, sigamos con un ojo en el precio y continuemos aprendiendo todos juntos.

¡Un saludo!

Cristian García & Gonzalo Munilla

PD: Si aun después de haber leído todo esto, quieres invertir en ICOs, te aconsejamos que leas lo que propone su White Paper, debe ser una idea que genere un valor verdadero para la vida de las personas o parte de ellas, que exista una clara demanda, que utiliza el propio token emitido como herramienta de uso de forma directa o indirecta en las transacciones de la plataforma creada.