All posts by Rudy Gunawan

ESR — Universal Electronic Wallet

What is ESR Wallet ?

The ESR Wallet project has become a trusted work platform, and they are planning to offer the world’s population in the world to create electronic wallets in USD and EUR and issue their virtual VISA / Mastercard or plastic debit cards for it.

This service is actively in demand among the population for several reasons:

1. Unlike a settlement account, the cost of servicing of which depending on the country and the bank is on average $20 per month, the electronic wallet is served free of charge.
2. There is an option to open a virtual card, which is much cheaper than a plastic card, for those who use a bank card exclusively for online purchases.
3. Electronic wallet is opened to everyone, regardless of credit history.

In addition, for our users we introduce a service of microloans, which distinguishes us from other electronic wallets.Since the launch of the project in June 2017, more than 3000 plastic registered cards were issued, which indicates the relevance of our service

Since the launch of the project in June 2017, more than 3000 plastic registered cards were issued, which indicates the relevance of our service

This service is actively solicited by residents for several reasons:

Unlike settlement accounts, state-dependent service fees and banks averaging $ 20 per month, these electronic wallets are also more efficient and are serviced for free. There is an option to open virtual cards, which are much cheaper than plastic cards, for those who use bank cards exclusively for online purchases.

WHAT PRODUCT DO WE CREATE?

Given the increase in the number of blockchain projects, more and more people will eventually have to store part of their savings in different cryptocurrencies in order to make transactions within a particular network.

Developing the idea, we came to the conclusion that we can create a unique service by adding several
options to the existing and beta-tested ESR Wallet:

1. The ability to store on your wallet, in addition to USD and EUR popular cryptocurrencies: BTC,BCH, ETH, ZEC, DASH, LTC.
2. The ability to instantly convert currencies through an online bank or mobile application at a favorable rate.
3. Creation of a partner network for the introduction of the Cash back system.
4. The ability to open deposits in any of the cryptocurrency.
5. The ability to apply for a loan in any cryptocurrency.Th 1. The ability to store on your wallet, in addition to USD and EUR popular cryptocurrencies: BTC,BCH, ETH, ZEC, DASH, LTC.
2. The ability to instantly convert currencies through an online bank or mobile application at a favorable rate.
3. Creation of a partner network for the introduction of the Cash back system.
4. The ability to open deposits in any of the cryptocurrency.
5. The ability to apply for a loan in any cryptocurrency.e ability to store on your wallet, in addition to USD and EUR popular cryptocurrencies: BTC,BCH, ETH, ZEC, DASH, LTC.
6.The possibility of transferring the cryptocurrency into trust management of a particular trader with a transparent history of transactions or to our system for portfolio investment.

This product, in addition to the listed options, will allow you to make instant money transfers between network participants around the world.

The company ESR Wallet is registered in UAE — one of the few countries with a clear position of regulators regarding ICO and cryptocurrency.

There are several reasons why many people are interested in the ESR Wallet service.

  1. The amount of expenditure on state-dependent services and banks averages $ 20 per month, while storage in electronic wallets is served for free.
  2. Being an option to open virtual cards, the price is cheaper than plastic cards that use exclusive bank cards.
  3. Electronic wallet is opened for everyone from various circles.

User of ESR Wallet

Among these partners, in particular, are the largest microfinance institutions in the world interested in developing lending in crypto. The great hope of the ESR Wallet is that it can reach over 700,000 active users and access without any serious advertising costs since the launch of the project.

The personalized multicurrency ESR Wallet card will be released for free and delivered to the address of residence for each investor who bought more than 20 tokens within 60 days after the ICO.

The ESR Wallet team owns more than 300 ATM located in the US. This network will be expanded to other countries. Withdrawal of cash through your own ATM network is free of charge for ESR Wallet cardholders.

ABOUT ICO

ESR Wallet Fund is raising funds for the technical re-engineering of the ESR Wallet Payment and Credit Service and a marketing campaign to promote it. To this end, the fund issued tokens ESR Tokens (ESR), which are smart contracts based on Ethereum.

Given the great interest in the project from investors, our team decided to pre-sell 2,000,000 tokens with a 50% discount. The sale date for these tokens is set for September 25, 2017 and will last for 7 days. Countdown to the start of sales is set on the site https://esrwallet.io

Through the ICO program, the ESR Wallet Fund collects funds for technical reengineering of Credit Payments and Services as well as marketing campaigns to promote with the objective of such funds to issue ESR tokens, which are smart contracts based on Ethereal.

Pre-sale 2,000,000 ESR tokens with 50% discount.

The date of sale is September 25, 2017 and will last for 7 days.

The token holder is entitled to a share of the profits of the ESR Wallet Payment Service. A total of 30% of the profits are distributed to all issued tokens. Token is released along with eToken contract and written in Solidity programming language.

The ESR token is ESR Wallet’s shared smart contract. The holder of the token is entitled to a share in the profit of the ESR Wallet Payment Service. The share of 30% of profits is distributed to all issued tokens. The Token is released together with the eToken contract and is written in the Solidity programming language.

The ESR Wallet Foundation is UEA regulated company subject to the laws and an audit. This guarantees transparency of its actions and safe storage of funds.

The ESR token is released under an e-Token contract with the total number of tokens limited to 10,000,000.

The initial ESR token price reaches 10.00 USD during ICO.

After ICO, all unsold tokens will be destroyed, there is no token creation for the next.

DISTRIBUTION TOKEN

ESR Wallet Bonus

SYSTEM ARCHITECTURE:

Ethereum provides an infrastructure for interaction between companies and their users. Interaction between the parties occurs by sending transactions to the ESR contract. These transactions are validated by the business logic of the contract and are recorded in the blockchain. The contract API is public, and anyone can become a ESR token holder.

BUSINESS CASE:

The ESR Wallet business case reflects our vision of the project for the next 1.5 years. In this document, we divided our goals into 5 stages. All of them are aimed at developing service for most countries of the world, as far as the licenses of the paying agent allow us to realize this.

In the above mentioned calculations, we tried to be maximally justified and conservative. Realizing that some of our products will be sold for the first time on the blockchain, we still referred to statistical data of classical companies offering the same range of services for evaluation. It should be taken into account that unlike classical companies, each of which occupies only a small market share in view of high competition, our product will be one of the pioneers who fully implemented
the usual banking services using blockchain technology, which gives us all grounds to assume the possibility of engaging a significant share of the fintech market.

Nevertheless, we do not take this into account in calculations, which makes it possible to judge the lower limit of future financial performance of the company.

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Created By :Rudy Jaya Gunawan

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